The Raddi Sahakara Bank Niyamitha, Dharwad


The Raddi Sahakara Bank Niyamitha, Dharwad

Welcome to about

The Raddi Sahakara Bank Niyamitha, Dharwad established in the year 1914 a State level Urban Co operative Bank and a Pioneer in Co-operative Banking Sector, functioning its banking business across 10 Districts in the state of Karnataka in India. The Bank has celebrated its centenary year with dedicated services to the farmers, businessmen, merchants, common people covering all the sectors of the society in Rural,

Semi-Urban and Urban areas through its fully computerized with CBS banking and other various banking facilities to its customers in 25 branches plus 1 Extension counter at Dharwad. The Bank occupying full technology has enormous growth in its financial status and is steady with all its compliance to the regulatory bodies.

We offer a wide range of bank accounts for your personal banking needs.

Our bank accounts include transaction accounts for everyday banking and savings accounts to help you save faster. Compare our bank accounts today to find the right one for you.

Find the below our personal bank account.

Current Account

A most efficient account for the business categories who can open the current account in few minutes by providing basic KYC documents or CKYC number with a minimum maintenance balance of Rs.1000.00 with cheque facility.

  • No monthly fees
  • Receive money instantly
  • Point for Checking Accounts
  • Example Point of Accounts

Savings Accounts

This is a very highly required account to any individuals. Here the bank has a very simple and easy steps to open a Savings Account with a minimum maintenance balance of Rs.250.00 without cheque book and Rs.500.00 with cheque facility

  • Competitive interest rates
  • No monthly account-keeping fees
  • Meet your savings goal with choice
    of options from our Savings Account

Find Loan Products We Offers

We will match you with a loan program that meet your financial need. In short term liquidity, by striving to make funds available to them within 24 hours of application.

Deposit Loans

Deposit Loan facility has been availed to the depositors on the deposit made by them not exceeding to 85% of the deposit amount

Deposit OD Loan

Deposit OD Loan is availed to the depositor by fixing a limit up to 85% of the deposit amount and the cheque book facility is been given to the account wherein the interest is charged on an ongoing withdrawals and depositing methods.

Personal Loans

Personal Loans are been rendered to the eligible borrowers on the basis of their repayment capacity and the limits thereon. Loans for Marriage, Children Education, Repayment of Debts, Domestic Purposes are been given under this scheme.

Hypothecation Loans

A very eminent and fast moving scheme where the borrowers can purchase new commodities, light/heavy vehicles in a very easy documentation procedures.

Mortgage Loan

This is the best loan scheme which the bank is providing to its members where the borrower has an opportunity to avail this loan by mortgaging his property on simple procedures and documentations.

Housing Loans

The bank is extending the Hose Construction/ Commercial Building Loans, House Renovation, Hospital/School/Hotels/Lodges Constructions, Site Purchase under this scheme in easy steps by producing simple and basic documents.

Cash Credit Loan

This is the best loan facility that the bank is providing for the eligible categories where the borrower can spread his business activities by availing the other attached features for this loan scheme on a very low interest rates.


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Fixed Deposits

The bank is providing an attractive rate of interest on Fixed Deposits with additional rates for senior citizens and institutional deposit accounts above 15 lakhs.

Double Benefit Deposit

Under this type of deposit, the interest will be paid on compounding method wherein the depositors get benefit of the scheme with high rates of interest.

Recurring Deposit

Depositors can deposit on fixed interval of time which accumulate the savings of the depositors on good rate of interests with cumulative system.


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